What Happens If Mold Is Found During a Home Sale?

Discovering mold during a home sale can feel overwhelming for both buyers and sellers. In New Jersey, mold issues don’t automatically kill a deal—but how you handle them can make all the difference. Here’s what homeowners, buyers, and real estate professionals need to know if mold is found during a real estate transaction.

How Mold Is Usually Discovered During a Home Sale

Mold is most often identified during:

• A general home inspection

• A mold-specific inspection requested by the buyer

• Appraisal or insurance review

Inspectors may note visible mold growth, moisture intrusion, or musty odors that warrant further evaluation.

Is Mold a Deal Breaker?

Not necessarily. Mold is a common issue, especially in basements, crawlspaces, and older New Jersey homes. Most real estate transactions continue as long as the issue is:

• Properly evaluated

• Professionally remediated

• Clearly documented

Transparency and timely action are key.

What Sellers Should Do If Mold Is Found

If you’re selling a home and mold is discovered:

1. Don’t ignore it. Mold left unaddressed can delay or derail the sale.

2. Hire a professional mold remediation company. Avoid DIY fixes that may raise red flags.

3. Obtain documentation. A Certificate of Completion, invoices, and lab results (if applicable) help reassure buyers.

4. Disclose properly. New Jersey disclosure laws require honesty about known conditions.

Addressing mold quickly often helps preserve the home’s value and keeps negotiations on track.

What Buyers Should Know

For buyers, mold findings don’t have to mean walking away. Options may include:

• Requesting professional remediation prior to closing

• Negotiating a credit or price adjustment

• Asking for post-remediation documentation

Buyers should ensure remediation is completed by licensed professionals using industry-accepted methods.

Does Homeowners Insurance Cover Mold During a Sale?

Insurance coverage depends on the cause of the mold. Sudden events like burst pipes may be covered, while long-term moisture issues typically are not. It’s important to review the policy and consult with the insurance carrier early in the process.

Why Professional Mold Remediation Matters in Real Estate Transactions

Professional remediation provides:

• Proper containment and cleaning

• Reduced liability for sellers

• Confidence for buyers and lenders

• Clear documentation for future resale

Cutting corners can lead to failed inspections, delayed closings, or future disputes.

Final Thoughts

Finding mold during a home sale doesn’t have to stop the transaction. With professional remediation, clear communication, and proper documentation, many deals move forward smoothly.

If you’re buying or selling a home in New Jersey and need professional mold remediation, M&N Restoration LLC is here to help.